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General Liability
Protects you when someone gets hurt or their property gets damaged because of your business. Required by most clients.
- Bodily injury covered
- Property damage included
- Advertising injury protected
- Personal injury claims covered
Professional Liability
Covers you if clients claim your advice, work, or services hurt their business or cost them money. This is also called errors and omissions insurance.
- Negligence claims covered
- Errors & omissions protected
- Legal defense included
- Client damage reimbursement
Business Property
Covers your equipment, tools, and business assets if they get stolen, damaged, or destroyed.
- Equipment coverage
- Inventory protection
- Fire & theft included
- Business interruption covered
Accident Insurance
Pays cash benefits directly to you for unexpected injuries to help cover ER visits, hospitalization, and recovery costs.
- Cash benefits paid directly to you
- Covers ER visits and hospitalization
- Fracture and dismemberment coverage
- Supplements your health insurance
Workers' Compensation
Covers your medical bills and lost income if you get hurt while working. Mandated for certain industries and in some states.
- Medical expenses covered
- Lost income replacement
- Disability benefits included
- Return-to-work programs
Commercial Auto
Protects your business vehicle and covers accidents that happen while you're working.
- Liability coverage
- Physical damage protection
- Equipment coverage
- Comprehensive collision protection
Cyber Liability
Protects you when hackers steal customer data or lock up your computer systems with ransomware.
- Data breach response
- Ransomware protection
- Business interruption covered
- Identity theft monitoring
Dental Plan
Predictable cash benefits for routine and major dental care, with no waiting period for preventive visits.
- No waiting period for preventive care
- Cleanings, exams and x-rays included
- Three plan tiers up to $1,500/year
- Optional Network Savings Card
Not sure what you need?
Explore all programs covering business, property, events, travel, health and more.
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We'll work together to find the coverage that's right for you.
You're building something real. Protect it.
From dog walkers to AI consultants—millions are building independent businesses that deserve real protection. Explore the coverage types tailored specifically for businesses of one.
General Liability
Protects you when someone else gets hurt or you damage a client's property.
Why you need this:
Professional Liability
Covers you when clients claim your work caused them financial loss.
Why you need this:
Cyber Liability
Shields your business when client or your data is hacked or stolen.
Why you need this:
Business Property
Protects your tools, equipment, and workspace from fire, theft, or damage.
Why you need this:
Workers' Comp
Pays for medical costs and lost wages if you're injured on the job.
Why you need this:
Commercial Auto
Covers your vehicle - and you - while driving for business.
Why you need this:
Don't speak insurance? No problem.
We explain what you need in plain English. No fluff, no jargon.
How it Works
Simple steps to get the coverage you need
Tell us about your business
Quick assessment about what you do, your revenue, and business risks.
Industry type, revenue, team size, risk factors
We curate your options
Our system analyzes your needs and finds the best coverage options.
Smart matching with vetted insurance carriers
Get your expert recommendation
We explain exactly what coverage you need and why it works.
Complete breakdown of coverage and pricing details
Manage everything in one place
Handle renewals, claims, billing, and policy changes all in one dashboard.
Claims support, billing, renewals, policy updates