Business

Cyber Liability

Digital protection against breaches and ransomware.

Breach Response

Up to $250K

Business Interruption

Up to $500K

Third-Party Liability

Up to $1M

Regulatory Defense

Included

About This Program

Cyber Liability insurance protects businesses from the financial impact of data breaches, ransomware attacks, and other cyber incidents. Coverage includes breach response costs, legal fees, regulatory fines, customer notification expenses, and business interruption losses resulting from a covered cyber event.

Why It Matters

Breach Response

After a data breach you may need to notify customers, set up credit monitoring, and bring in forensic experts. This coverage funds that response so you are not paying those costs alone.

Ransomware Protection

Ransomware and cyber extortion can lock you out of your own systems and demand payment. Coverage helps you respond and recover, which is critical when your business runs online.

Business Interruption

A cyber incident can take your systems offline and stop you from earning. This coverage helps replace income lost while you restore operations after a covered event.

Third-Party Liability

If customer or partner data is exposed, you can be held responsible for their losses and face regulatory fines. Third-party liability and regulatory defense help cover those claims and penalties.

Key Features

Data breach response and notification costs

Ransomware and cyber extortion coverage

Business interruption from cyber events

Legal defense and regulatory fines

Third-party liability for data exposure

Credit monitoring for affected customers

Forensic investigation expenses

Social engineering fraud coverage

Plan Highlights

Breach Response

Up to $250K

Business Interruption

Up to $500K

Third-Party Liability

Up to $1M

Regulatory Defense

Included

Frequently Asked Questions

Who needs Cyber Liability insurance?

Any business that stores customer data, processes payments, or relies on digital systems can benefit. Even a small business of one can face breach costs and liability after a cyber incident.

What is covered after a data breach?

Coverage includes breach response and customer notification costs, forensic investigation, credit monitoring for affected customers, legal defense, and regulatory fines where insurable.

Does this cover ransomware attacks?

Yes. Ransomware and cyber extortion coverage is included, helping you respond to demands and recover your systems and data after an attack.

What is social engineering fraud coverage?

It protects you when someone is tricked into transferring money or sensitive information through scams like fraudulent emails or impersonation. This is one of the most common ways small businesses lose money to cybercrime.

Will it cover income I lose while my systems are down?

Yes. Business interruption coverage helps replace income lost when a covered cyber event disrupts your operations, up to your policy limits.

How much Cyber Liability coverage should I carry?

Limits are available with third-party liability up to $1 million and business interruption up to $500,000. The right amount depends on how much data you handle and how dependent your business is on technology.

Cyber Liability Pricing

Affordable protection based on your business size and risk level

Cyber Liability

Recommended

from $35/mo

Defend your business with Cyber Liability.

Disclaimer: This product is offered subject to availability, carrier underwriting guidelines, eligibility, state of residence, and applicable regulatory approvals. Coverage, limits, premiums, and features may vary by carrier and may change without notice. Quotes shown are estimates and not a guarantee of coverage or final pricing. Final terms are determined by the issuing insurance carrier and outlined in the policy documents. Olli is a licensed insurance producer and not the underwriter of these products.