All Programs
Explore Olli's full suite of insurance programs. Buy direct or access through our partners.
General Liability
General Liability insurance covers third-party bodily injury and property damage claims arising from your business operations. Whether you're a 1099 contractor, freelancer, or small business owner, th
Professional Liability
Professional Liability (E&O) insurance protects consultants, freelancers, and service-based businesses against claims of negligence, errors, omissions, or inadequate work. If a client alleges your adv
Business Property
Business Property insurance covers the physical assets your business depends on (equipment, inventory, furniture, and tools) against risks like theft, fire, vandalism, and accidental damage. Whether
Business Owner's Policy
A Business Owner's Policy (BOP) bundles the core coverages most small businesses need into a single, money-saving package. It combines general liability, commercial property, and business income protec
Workers' Compensation
Workers' Compensation provides statutory benefits for employees injured on the job, covering medical expenses, lost wages, and rehabilitation costs. For employers, it satisfies legal requirements and
Cyber Liability
Cyber Liability insurance protects businesses from the financial impact of data breaches, ransomware attacks, and other cyber incidents. Coverage includes breach response costs, legal fees, regulatory
Commercial Auto
Commercial Auto insurance covers vehicles used for business purposes, including owned, hired, and non-owned autos. Whether employees drive company vehicles or use personal cars for work tasks, this po
Renter's Insurance
Renter's Insurance protects your personal belongings, provides liability coverage if someone is injured in your home, and covers additional living expenses if you're temporarily displaced. Affordable
CHP Tenant's Cover
CHP Tenant's Cover is purpose-built for tenants in community housing programs (CHP), providing personal property protection and liability coverage tailored to subsidized and affordable housing environ
Student Rental Guard
Student Rental Guard provides affordable renters insurance designed specifically for college students and young adults in rental housing. It covers personal property, liability, and common risks assoc
Tenant Security & Liability
Tenant Security & Liability combines comprehensive personal property security coverage with robust liability protection in a single policy. It offers landlords and tenants mutual peace of mind by cove
Tenant Upgrade Program
The Tenant Upgrade Program offers elevated coverage levels and additional benefits for qualifying tenants who want more comprehensive protection than a standard renters policy. It includes higher prop
Military Housing Protection
Military Housing Protection is designed for active duty service members and their families in base housing or off-base rentals. It accommodates frequent relocations, covers personal property during mo
International Occupant Cover
International Occupant Cover provides worldwide personal property and liability protection for expatriates, international students, foreign nationals, and global nomads renting in the United States or
Landlord Protection
Landlord Protection insurance is designed for property owners who rent out residential or commercial units. It covers rental income loss, tenant-caused property damage, liability claims arising from t
PMC Content & Liability
PMC Content & Liability protects property management companies against content damage and liability risks across their managed portfolio. It covers the contents of managed properties, protects against
Wrongful Occupancy
Wrongful Occupancy coverage protects property owners and managers from claims and legal costs arising from disputes over rightful occupancy of a property. This includes squatter situations, holdover t
Damages & Dilapidations
Damages & Dilapidations coverage protects tenants and property operators from unexpected end-of-lease repair claims. Whether it's fair wear-and-tear disputes or legitimate damage assessments, this pol
Local Authority Compliance
Local Authority Compliance coverage helps property managers and landlords meet local regulatory requirements, covering fines and penalties arising from compliance failures, legal costs for regulatory
Host Liability
Host Liability insurance protects property hosts and short-term rental operators against third-party injury and property damage claims made by guests. Whether you host on Airbnb, Vrbo, or independentl
Short-Term Rental Apartment Cover
Short-Term Rental Apartment Cover provides comprehensive protection for apartment owners and operators who rent on a short-term basis. It covers property damage by guests, theft, liability for guest i
Vacation Rental Guest Protection
Vacation Rental Guest Protection is guest-focused coverage for travelers staying in vacation rentals. It covers accidental damage to the rental property, personal liability during the stay, and protec
Convention & Trade Show Cover
Convention & Trade Show Cover provides specialized insurance for event organizers and exhibitors at conventions, trade shows, expos, and conferences. It covers exhibit equipment, liability for attende
Wedding Venues Insurance
Wedding Venues Insurance provides comprehensive protection for venues hosting weddings and large events. It covers property damage from events, liability for guest injuries, vendor no-shows, and weath
Accident Insurance
Accidents often occur unexpectedly and without notice. Accident insurance can provide peace of mind in the event of unexpected injuries. The policy includes both Accidental Death and Dismemberment as well as Accident Medical Expense insurance.
Trip Cancellation
Trip Cancellation insurance reimburses prepaid, non-refundable travel costs when a domestic trip is cancelled for a covered reason. Covered reasons include illness, injury, severe weather, airline ban
International Trip Cancellation
International Trip Cancellation provides comprehensive travel insurance for international journeys. It covers non-refundable trip costs if cancellation is necessary, emergency medical expenses abroad,
Bed Bug Insurance
Bed Bug Insurance provides specialized coverage for the costly remediation, temporary housing, and property replacement expenses that result from bed bug infestations. Whether you're a tenant, landlor
Security Deposit Replacement
Security Deposit Replacement is an alternative to traditional cash security deposits. Tenants pay a small, affordable fee instead of tying up thousands of dollars in a deposit, while landlords receive
Dental Plan
Cash benefits for routine and major dental care with three plan tiers. No waiting period for preventive and basic services, plus an optional Network Savings Card for extra savings on in-network providers.
Mutual of Omaha Accident Insurance
Mutual of Omaha accident insurance for solo entrepreneurs. Includes Accidental Death and Dismemberment plus Accident Medical Expense, with benefits paid directly to the insured.