Accident & Health

Mutual of Omaha Accident Insurance

Accidents often occur unexpectedly and without notice. Accident insurance from Mutual of Omaha can provide peace of mind in the event of unexpected injuries.

Carrier

Mutual of Omaha · AM Best A+

Coverage

AD&D up to $100K | AME up to $100K

Deductible

From $0

Availability

47 states

About This Program

Olli has partnered with Mutual of Omaha, one of the most trusted names in insurance for over 100 years, to bring solo entrepreneurs simple, affordable accident coverage. The policy includes both Accidental Death and Dismemberment (AD&D) insurance and Accident Medical Expense insurance, with benefits paid directly to you so you can focus on recovery instead of bills.

Two coverages, one policy. AD&D pays a benefit if an accident results in death, paralysis, or loss of a limb or sense. The Accident Medical Expense rider covers what happens before it ever gets that serious: ER visits, surgeries, prescriptions, follow-up care. Most people need both. That's why they come together.

Why It Matters

Peace of Mind

Accident insurance provides peace of mind knowing you are financially covered in the event of an unexpected accident, so you can focus on recovery rather than worrying about expenses.

Financial Security

Costs associated with an accident can quickly add up. Accident insurance helps cover these expenses, reducing the financial burden on you and your family.

Comprehensive Coverage

Mutual of Omaha accident plans offer a wide range of coverage, including medical expenses, hospitalization, surgical procedures and more.

No Health Questions

This policy is guaranteed issue. There is no medical exam and no health history required. If you are between ages 6 and 64 and live in an eligible state, you can get covered today.

Key Features

Underwritten by Mutual of Omaha

Accidental Death and Dismemberment (AD&D) coverage

Accident Medical Expense coverage

Hospital bills and doctor visits covered

Lab tests, surgeries and emergency treatments

Prescription drug expense coverage

Coverage for falls, activity injuries and car accidents

Available for you, your spouse or a dependent child

Guaranteed issue: no health exam, no health questions

Available for primary insured, spouse, or dependent child

Cancel anytime

Plan Highlights

Coverage

AD&D + Medical Expense

Limits

AD&D up to $100K | AME up to $100K

Deductible

From $0

Available Rates

Daily, Monthly, Yearly

Frequently Asked Questions

What is accident insurance?

Accident insurance provides financial protection in the event of an unexpected accident. It covers medical expenses, emergency treatments, hospitalization, and other costs related to accidents.

What types of accidents are covered?

This Mutual of Omaha accident insurance covers a wide range of accidents that occur during daily life, such as a fall, injury during an activity, car accident and more. Refer to your policy document for specifics.

What other coverage do I get with this policy?

The policy offered includes both Accidental Death and Dismemberment insurance as well as Accident Medical Expense insurance.

How does accident insurance differ from health insurance?

Accident insurance specifically focuses on providing financial support for injuries resulting from accidents, while health insurance covers a broad spectrum of medical expenses, including illnesses and routine care.

What expenses are covered by accident insurance?

Coverage includes medical expenses such as hospital bills, doctor visits, lab tests, surgeries, emergency treatments, prescription drugs, and more.

Who can I buy this insurance for?

You can purchase accident insurance for yourself, your spouse or a dependent child.

Why Mutual of Omaha?

Mutual of Omaha has been protecting families and individuals for over 100 years and is consistently rated highly for financial strength and customer service. Pairing their coverage with Olli's simple application means you get a trusted carrier without the paperwork hassle.

Sign up for Accident Insurance today.

Disclaimer: This product is offered subject to availability, carrier underwriting guidelines, eligibility, state of residence, and applicable regulatory approvals. Coverage, limits, premiums, and features may vary by carrier and may change without notice. Quotes shown are estimates and not a guarantee of coverage or final pricing. Final terms are determined by the issuing insurance carrier and outlined in the policy documents. Olli is a licensed insurance producer and not the underwriter of these products.